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What You Need to Know About Savings Bonds By : Hughes John Savings bonds are said to be one of the safest financial investments you can select because they assure the customer of the safety and security of their money – because you know that you will always get your money back again. Savings bonds work for people who choose to put away their money for a fixed period of time in order to earn a great fixed rate of interest. This type of investment puts your money to work for between one and five years and in return you get the reassurance of a fixed rate of return. The Five Categories of Savings Accounts By : Hughes John There are different types of savings accounts to cater for the needs of different people and different saving styles. There are five different types of savings bonds: there’s the Easy Access or No Notice Accounts, the Notice Accounts, Bond or Term Accounts, Regular Savings Accounts, and Individual Savings Account or ISA and Tax-Free Accounts.